ANNUAL FEE$0
PRIMARY FEATURE2% total cash back
REVIEWEDSeptember 2026
The short read
Its appeal is simplicity across eligible spending. A category card might earn more in a particular area, but requires closer attention to rules.
Where it may fit
Someone who pays attention to payment terms and wants a broad rewards rate without tracking rotating categories.
What to examine
The second 1% is earned as you pay. Check redemption options, offer terms and current purchase APR before applying.
Before applying
Check the issuer's current pricing and terms, including APR, fees, reward conditions and eligibility. This profile is an editorial starting point, not a personalized recommendation or a guaranteed offer. Features and promotional terms can change.
PRIMARY SOURCE
Issuer product page, reviewed September 2026.
View current terms on issuer site ↗External issuer link. No affiliate tracking or compensation for this link.