ANNUAL FEE$95
PRIMARY FEATURETravel rewards points
REVIEWEDSeptember 2026
The short read
A $95 fee is a hurdle: compare the value you can redeem each year against a no fee card using the same spending.
Where it may fit
Someone who travels enough to use its earning categories and benefits while paying the annual fee deliberately.
What to examine
Point values depend on redemption. Review travel credits, transfer partners and restrictions before assigning a dollar value.
Before applying
Check the issuer's current pricing and terms, including APR, fees, reward conditions and eligibility. This profile is an editorial starting point, not a personalized recommendation or a guaranteed offer. Features and promotional terms can change.
PRIMARY SOURCE
Issuer product page, reviewed September 2026.
View current terms on issuer site ↗External issuer link. No affiliate tracking or compensation for this link.